Personal Lines

Coverage Designed for Individuals and Families

Life insurance

Financial protection for individuals and families


  • Term Life
  • Whole Life
  • Universal Life
  • Conversion Options
  • Key Person Policy
  • Long-Term Disability

Individual & Family Coverage

Coverage options for individuals and families


  • Marketplace Plans or Direct-Purchase Health Plans
  • Blue Cross Blue Shield
  • United Healthcare
  • Christus Health Plan
  • Cost-Sharing Programs
  • Medi-Share
  • Short-Term Medical Insurance
  • Dental Insurance
  • Vision Insurance

Travel Insurance

Protection for unexpected medical needs while traveling


  • Travel Medical Coverage
  • Trip Cancellation

Annual Enrollment

When individuals can enroll in or make changes to Marketplace coverage


During the Annual Enrollment Period, individuals may enroll in or make changes to Marketplace health coverage for the upcoming year. The enrollment period begins November 1 and runs through December 15 each year for coverage effective January 1.

Special Enrollment Periods

Limited enrollment opportunities after qualifying life events


  • Losing other health coverage
  • Getting married
  • Having or adopting a child
  • Moving to a new coverage area
  • Changes in household income
  • Aging off a parent’s health plan (turning 26)

Individual health coverage currently available in TX, AR, LA and OK.

Morgan Pritchett

Account Executive & Personal Lines

LinkedIn

mpritchett@dainesinsurance.com

For quotes: quote@dainesinsurance.com

Cell: 903-691-9694